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Enable immigrants and foreign workers living in developed countries to pays bills and others services in home countries. Why a foreign worker or immigrant from africa living in an OECD country (ex. Canada, USA, France, etc..) will use the website afripl.com ? Value added • Lack of reliable contact in native country • Want operations done on time and not be stressed • Don't want parents and relative in native country to be aware of the operation • Reasonable cost of operations in native country when compared to the case of sending money to a parent who will do the operations • want good affectation of budget sent and not be surprised Sometimes when the foreign worker has a bank accounk in his home country, either the cost of subscription is high, either the online banking features are very limited Enterprises offer another way for their customers abroad to pay their bills. Enterprises extend also their market to people abroad The model can be implemented in Haiti, etc..